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Development Bank of Jamaica (DBJ) MSME loans

DBJ lends through approved financial institutions — credit unions and banks — at rates lower than ordinary commercial credit.

Agency
Development Bank of Jamaica
Cost
Interest set by the lender
Time
2–8 weeks
Contact
DBJ · 876-929-4000
Online
https://www.dbankjm.com

How it works

You do not apply to DBJ directly. Apply at an Approved Financial Institution (most credit unions, NCB, Scotiabank, JN Bank, First Global) and ask for a DBJ-funded MSME loan.

What to bring

  • Business registration, TRN, financial statements or 12 months of bank statements
  • Cash-flow projection for the loan period
  • Quotations for what the loan will buy

Credit Enhancement Facility

DBJ can guarantee part of your loan if you lack collateral — ask the lender about CEF.

Last updated 17 Oct 2026. Spotted a change? Email westmorelandchamber2023@gmail.com.